|Dana Lookadoo Determination|
Determination: a fixed purpose, the power and will to persist, resolve, to have the drive, to have grit, to go the distance, to be hell-bent on reaching a goal and getting it done no matter what.Dave Ramsey calls is Gazelle Intensity. When the Cheetah of Debt or Life is trying to run after you and kill you, the only way to escape is to RUN! Run hard, run fast, run often.
I say that because life does not tend to lean us in the direction of wealth, prosperity, or good fortune. Cars break, budgets bust, and jobs don't pay enough. There is never going to be enough month at the end of your money. If you are waiting to "Get Ahead" before you plan your life, you'll be 90 and wondering where the time went.
So now that you have all that information on banking and finances (we've discussed in previous posts), what’s next?
You know what a checking is, how items post, and how to keep a record. You know a little more about credit and debt. You know a little more about planning for retirement and investing.
By tithing you stop that devourer. Non tithers often say things like: “It seems like I put my money into pockets with holes in them.” Start by putting aside the money and paying your tithe.
Open a separate account and have your paycheck auto deducted for the amount needed. That is the first step toward financial freedom.
Feel free to have an unknown amount of time on large dreams. Also, don’t be discouraged if it takes longer than you planned, just keep going forward. Maybe you are dreaming of something but have no idea how long it will take, that is fine.
Just set goals.
Within 2 years he pulled that out one day and realized all the items had been accomplished. It’s not so much about setting out a plan to make it happen; just the act of making goals will set your mind and spirit to working them out.
“I receive that!”
That is the most important part of making changes. If you have been overdrawn a lot in the past, or maybe you are right now, take the examples given earlier. Close out the account and deal with cash, or put away the card and checks, and deal with money orders. If you are not keeping a detailed record start one.
Once you have saved the amount needed to keep the minimum balance, usually $300, open the savings with it.
Some banks now offer plans that transfer money to your savings every time you use your card.
I did it once.
I now have a goal of taking someone to a car lot and letting them pick the one they want. I’m not there yet, but I’m working toward that.
What has God called you to do?
If you don’t know what your calling is yet, just consider what you are good at. It probably has something to do with it. Work toward your talents and passions.
If you are not sure what your passions or calling are, check out this article (HERE - Discovery | Finding your place in God's plan).
Make small attainable goals.
If you play guitar, learn a new song, work through a book that teaches you a new skill set or style.
If you are a computer person, buy a new program, or learn a new set of codes.
Attend a seminar or class that touches on your passion.
Take steps; don’t worry about the money to start it, at first.
If you start taking steps and working toward it, God will bring the increase if it’s His passion that has been birthed inside of you.
The journey of a thousand miles begins with a single step. Go stepping.
The Insider is a BIG fan of Dave Ramsey:
- Go read/listen/watch Dave Ramsey and he'll teach you how to do it right!
- Listen to The Dave Ramsey Show (HERE)
- Or by his most popular book: (HERE) The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness